Sunday, March 22, 2020

Personal Finance Help!?!? PLEASE..?

Julee Lanham: Read the book, The Millionaire Next Door. Also, The Total Money Makeover by Dave Ramsey. The Millionaire Next Door contains very suprising info about millionaires-how they got there and how they live. The Total Money Makeover is a no nonsense book about the pitfalls of credit and debt. It also gives you a templete on how to manage your finances. It's really basic and easy to read. A good book to start with because you could read it over a weekend easily. And it will open your eyes. I would be leery of college courses about finances taught by some university professor two paychecks away from bankruptcy. Get the basics down first from someone who's been there and back and there again....Show more

Jackelyn Archut: I'm just getting off work after a 10 hour day. Now I have to go pick my sister up from dialysis - then go home and make supper. May have to do a load of laundry. Walk and feed the dog.But if I have a minute - because apparently only you are t! he one being slammed - I'll work on it for you.

Gaston Edgcomb: I just found all the answers and the ones I didn't find I did myself. Hope this helps for anyone who has to do this.Assignment 7: Careers(25.0 points) 1. Describe at least three specific individual differences that may give you an advantage in the workplace. (1-3 sentences. 1.5 points) Co-workers with diverse cultural backgrounds bring unique experiences and perceptions to the table in groups and work teams. Another advantage of workplace diversity is the opportunity for employees' personal growth. Being exposed to new ideas, cultures and perspectives can help individuals to reach out intellectually and gain a clearer view of their surroundings and their place in the world. Diversity can strengthen your company's relationships with specific customer groups by making communication more effective.2. Choose an industry you might be interested in working in, and explain why this industry interests you. (2-4 s! entences. 1.0 points)I would use the Graphic Rating Scale3. De! scribe at least two methods you would use to identify job opportunities if you were looking for a job. Explain why you would use these methods. (2-4 sentences. 1.0 points) graphic rating scales are the most commonly used system in PA. On several different factors, subordinates are judged on 'how much' of that factor or trait they possess. Typically, the raters use a 5- or 7-point scale; however, there are as many as 20-point scales and Employee-Comparison Methods: rather than subordinates being judged against pre-established criteria, they are compared with one another. This method eliminates central tendency and leniency errors but still allows for halo effect errors to occur.4. Choose a career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager, treasurer, CFO, and comptroller. Use the Internet to find information about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bl! s.gov/oco/) may be a good source for this information. a. What is the name of this career? (0.5 points) Financial planner b. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) Education planning, insurance planning c. What level of education is this career likely to require? (0.5 points) The education requirement for attaining CFP® certification includes two main parts:Complete college or university-level coursework through a program registered with CFP Board, addressing the major personal financial planning areas identified by CFP Board’s most recent Job Analysis Study; andVerify that you hold a regionally accredited college or university bachelor’s degree or higher (accreditation must be recognized by U.S. Department of Education at the time the degree is awarded).5. Choose another career from the following list: financial planner, financial analyst, accountant, risk manager, cash manager,! treasurer, CFO, and comptroller. Use the Internet to find information ! about this career, and answer the questions below. TIP: The U.S. Occupational Outlook Handbook (http://www.bls.gov/oco/) may be a good source for this information. a. What is the name of the career you chose? (0.5 points) Risk managerb. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) Intangible risk management identifies a new type of a risk that has a 100% probability of occurring but is ignored by the organization due to a lack of identification ability.Risk management also faces difficulties in allocating resources. c. What level of education is this career likely to require? (0.5 points) Common RequirementsDegree Level Bachelor's degree, but some employers prefer candidates with master's degrees*Degree Field Business administration, finance, accounting or another related major*Certification and Licensure Healthcare-related positions may require healthcare risk manager licensure**; voluntary certific! ation is available from organizations like The CFA Institute*Experience At least five years of business or finance experience*Key Skills Ability to think analytically, excellent organizational and communication skills, strong eye for detail, proficiency in math*Computer Skills Accounting, financial analysis and credit management software, enterprise resource planning software, spreadsheets***6. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) Merchandise Marketingb. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) Find latest trendsLaunching your own company c. What level of education is this career likely to require? (0.5 points) Employers will want candidates to have at least a bachelor's degree in b! usiness, logistics or management or similar. However, years of experien! ce in the logistics, warehouse or inventory field, plus demonstrated management qualifications might suffice.Those looking for a logistician/scheduler position will need at least an associate's degree in engineering or business. d. Why does this career interest you? (1-3 sentences. 2.0 points) Because I’m interested in the fashion industry7. Choose another career that you are interested in. This does not need to be a career in the finance industry. Use the Internet to find information about this career, and answer the questions below. a. What is the name of the career you chose? (0.5 points) Film Productionb. Describe at least two tasks a person with this career might perform. (1-2 sentences. 1.0 points) Shoot and edit scenes again and again to get what you wantSpend endless hours getting the cast, crew, and equipment you need c. What level of education is this career likely to require? (0.5 points) Bachelor’s Degree d. Why d! oes this career interest you? (1-3 sentences. 2.0 points) Movies is a big part in todays world8. If you were in charge of managing a group of employees, how would you assess their job performance? Describe at least two methods you would use. (2-4 sentences. 2.0 points) A clearly focused and well-written self-assessment has the following attributes:Restates objectives. Paraphrasing job objectives gives the manager a clear picture of how well an employee understands job performance expectations.Highlights most significant achievements. The assessment doesn't need to be lengthy; however it should highlight all of the major achievements during the review period. Don't forget about achievements made early on in the performance review period. With an online talent management system, this information can be entered into the database as it happens, otherwise the employee will need to keep a paper trail of earlier achievements.States why the achievement matters. Show a cause and eff! ect of the contribution. Describe how the achievement has profited the ! company in bottom-line results, either by increasing revenue or decreasing expenses. This information should paint a clear picture of how important your job and / or department is to the company.Emphasizes when employee actions or conduct was an important factor in success. Employee conduct or behavior is commonly taken into account in the performance rating. Be sure to bring to light specific instances where behavior made a positive difference in the outcome of an objective.Acknowledges challenges. The word "challenges" has a negative connotation. However, overcoming a challenge shows you are able to achieve goals despite setbacks or obstacles. These obstacles may be technical or personal or limited resources available that an employee may need to rise above.Offers specifics to improve performance in the future.9. Describe a time when you or someone you know conformed to the behavior of others. Why do you think this person chose to conform? (2-4 sentences. 1.0 points) Thei! r identity, they gave a false identity.10. Describe a time when you or someone you know chose not to conform to the behavior of others. Why do you think this person chose not to conform? (2-4 sentences. 1.0 points) I think the best example of this is when someone I knew refused to drink alcohol despite everyone else doing so. He used responsibility.11. Describe a time when you have worked with a group of people, such as with students for a school project, with coworkers at a job, or with family members to complete a chore. Describe the dynamics of the group, and then describe at least one way the group dynamics could have been improved. (3-6 sentences. 3.0 points) Going on a picnic with my family we all helped out with packing and getting everything ready and finding the perfect spot to grill. The car could have been more organized so we could at least not e squished between things in the back. 12. Describe a real or made up but realistic example of a misunderstanding that ! occurred because of unclear written or verbal communication. How could ! this misunderstanding have been avoided? (3-6 sentences. 2.5 points)The introduction of the tickle me Elmo doll. People got into fights and dolls went for hundreds of dollars just to get it before Christmas....Show more

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